by- Rahul Priydarss
Let’s break it down in simple terms! 📌 Swipe to learn if you can use your HSA card on insoles.
A Health Savings Account (HSA) helps you save pre-tax dollars for qualified medical expenses like prescriptions, copays… and maybe insoles?
Shoe insoles can be HSA eligible, but only if they’re medically necessary. That means doctor-recommended.
✅ Eligible: Custom orthotics, podiatrist-prescribed insoles ❌ Not Eligible: Mass-market or comfort-only insoles (like gel inserts from a store)
You’ll likely need a Letter of Medical Necessity (LMN) from your doctor if you want to get reimbursed using your HSA.
It’s a written note from your provider explaining why the insoles are medically required. Keep it in case the IRS asks!
HSA-eligible insoles are available at: 🏥 Medical supply stores 🛒 HSA-approved online retailers like FSAstore.com 🩺 Podiatrist offices
If you buy from an HSA-compliant retailer and your insoles qualify, you can use your HSA card directly at checkout.
Always keep documentation for medical purchases — especially for insoles. You might need to prove eligibility during an audit.
Yes, insoles can be HSA eligible — with a doctor’s recommendation! 👉 Talk to your podiatrist & shop smart.